Cool PhotoFrame 4.0 Tip

In playing with PhotoFrame 4.0 I was pleased to see the cool background they had, but despite looking at the videos on the web site I couldn't figure out how (within PhotoFrame) to create a frame that punched a hole through a background like the photo shown above. Thanks to Brian Kraft at onOne Software, I finally know how now. Here's the directions:

1. Add background
2. Add instant frame
3. Go to Frame menu and select "Invert"
4. Change the instant frame color to "Transparent"
5. Make sure your options are set to "Apply to new layer"